Car Accidents Involving Uninsured or Underinsured Drivers

If you are in an accident with an uninsured or underinsured driver, working with an experienced lawyer can be key to ensuring you secure the compensation you deserve.
If you are in an accident with an uninsured or underinsured driver, working with an experienced lawyer can be key to ensuring you secure the compensation you deserve.

According to Illinois laws, vehicle owners and drivers are required to have insurance that covers at least $20,000 per person for any physical injury sustained in a car accident and a $40,000 maximum payout per accident for all injuries sustained. Given the recession and the persisting rate of unemployment in recent years, however, it’s common that drivers who are trying to save money are underinsured – if they are insured at all. In fact, the Insurance Research Council has estimated that approximately 14 percent of all U.S. drivers are uninsured, meaning that there is a 1 in 7 chance that an uninsured driver is to blame when a car accident occurs.

In the event that you are in an accident with an uninsured or an underinsured driver, you may have to petition your own insurance company to cover the costs of your injuries, medical bills and property damages. Because, however, insurance companies (much like casinos) do not like making payouts, attempting to secure the compensation you need if you are in an accident with an uninsured or underinsured driver can be extremely difficult without the help of a skilled car accident attorney.

How Our Mount Vernon Car Accident Attorneys Can Help

At the law firm of Hassakis & Hassakis, P.C., our experienced Mount Vernon car accident lawyers have been providing client-centered representation to our Southern Illinois clients since 1950. Our trusted attorneys focus on our clients’ needs, and we do everything we can to help them get the maximum possible compensation for their injuries so they can focus on recovery and moving on with their life. Some of the specific services that we can provide our clients when they are involved in accidents with uninsured or underinsured drivers include (but are not limited to):

  • Compiling all of the evidence to prove another driver at-fault in our clients’ car accident cases (Such evidence can include police reports, medical files and doctors reports, witness statements, medical bills and photos of the damage caused by the accident.)
  • Working with insurance adjusters (both at our clients’ insurance companies and at insurance companies of the at-fault drivers) to ensure they have everything they need to approve our clients’ claims
  • Filing appeals with (or potentially even lawsuits against) insurance companies that attempt to deny legitimate claims
  • Fiercely standing up for our clients’ rights at every stage of the process

If you or a loved one has sustained any type of injury due to a car accident involving an uninsured or an underinsured driver, contact us by calling  (800)-553-3125 for a free, thorough assessment of your case, along with professional advice regarding the best manner in which to move forward.

Down to earth, knowledgeable, handled my legal issue in a timely fashion. 😎

- William Rauen

I was referred to Hassakis & Hassakis by a past client and was assured I would be treated right. From day one all of their staff were extremely prof …

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I would like to say that Shane Carnine has been the best lawyer that I've had the pleasure to deal with. Shane always returned any phone call or ema …

- Matt Canon

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