Underinsured Driver Accident

Being in a car accident is bad enough, but when the other driver's insurance does not fully cover your injuries and damage, it can turn into a financial headache for victims. The attorneys at Hassakis & Hassakis are here to help.

Helping the injured since 1950

Underinsured Driver Accident Lawyers in Illinois


Underinsured Driver Accident Lawyer Southern Illinois. A far too common problem on Illinois roads is is getting into an accident with a driver who does not have enough insurance coverage to fully cover injuries and damage sustained in the crash. Many drivers believe they will never need to use their auto insurance, and as such only get the bare minimum coverage required by law to save a few bucks. However, that decision to save money now can—and often will—harm others when they get into an accident, as they may be facing sky-high medical or repair bills only to find that insurance will only pay for a small portion of them.

If you or someone you know has been in a car accident with an underinsured driver, turn to the car accident lawyers trusted by Southern Illinois residents for generations: Hassakis & Hassakis. Our attorneys have helped thousands of people get the just compensation they are entitled to receive following an accident and are ready to talk to you about your Illinois underinsured driver accident case. Call us today at (618)-244-5335 or get in touch with us online to schedule a free, no-obligation case review.

Underinsured Driver Accident Lawyers in Southern Illinois

Injury Law Practice Areas


When you have been in a car accident, you want to work with a personal injury lawyer that you can trust will get you the best possible outcome for your case. The attorneys of Hassakis & Hassakis, P.C. are accomplished lawyers in all areas of personal injury law and have been trusted by the Southern Illinois community for generations. With your best interests at heart and a track record of successfully helping Illinois families recover from devastating events by obtaining the compensation they deserve, the personal injury lawyers of Hassakis & Hassakis offer the best legal representation available for you and your family after you have been injured in a car accident, workplace accident, dog bite, or any other type of personal injury.

Helping the injured since 1950

Underinsured Driver Accident Lawyers in Illinois


Underinsured Driver Accident Lawyer Southern Illinois. A far too common problem on Illinois roads is is getting into an accident with a driver who does not have enough insurance coverage to fully cover injuries and damage sustained in the crash. Many drivers believe they will never need to use their auto insurance, and as such only get the bare minimum coverage required by law to save a few bucks. However, that decision to save money now can—and often will—harm others when they get into an accident, as they may be facing sky-high medical or repair bills only to find that insurance will only pay for a small portion of them.

If you or someone you know has been in a car accident with an underinsured driver, turn to the car accident lawyers trusted by Southern Illinois residents for generations: Hassakis & Hassakis. Our attorneys have helped thousands of people get the just compensation they are entitled to receive following an accident and are ready to talk to you about your Illinois underinsured driver accident case. Call us today at (618)-244-5335 or get in touch with us online to schedule a free, no-obligation case review.

Underinsured Driver Accident Lawyers in Southern Illinois

Injury Law Practice Areas


When you have been in a car accident, you want to work with a personal injury lawyer that you can trust will get you the best possible outcome for your case. The attorneys of Hassakis & Hassakis, P.C. are accomplished lawyers in all areas of personal injury law and have been trusted by the Southern Illinois community for generations. With your best interests at heart and a track record of successfully helping Illinois families recover from devastating events by obtaining the compensation they deserve, the personal injury lawyers of Hassakis & Hassakis offer the best legal representation available for you and your family after you have been injured in a car accident, workplace accident, dog bite, or any other type of personal injury.

Why Are Underinsured Drivers A Problem?


Every state in America except New Hampshire requires its drivers to purchase car insurance in order to legally own and operate a vehicle. States also mandate a baseline of how much an insurance plan must payout if an accident ever happens. Most states, including Illinois, have a similar minimum, known in the industry as "25/50". This means that a car insurance policy must pay:

  • Up to $25,000 per person in an accident for bodily injuries
  • Up to $50,000 per accident for all bodily injuries (e.g. if more than one person is injured in an accident)
  • Up to $25,000 per accident for property damage (i.e. damage to a car or other personal property like a bicycle, mailbox, or possessions in a trunk)

What this means is if you were to get in an accident with a driver who only had state minimum coverage, their insurance company would only pay you $25,000 for your medical damages and nothing more. With medical costs rapidly increasing, this award could very easily be taken up by one trip to the emergency room or a few days in the hospital. This now puts the victim of an accident on the hook to pay for further medical costs, rehab, physical therapy, and any other additional injury damages. When you cannot work due to an accident and thus lose out on wages, this problem is magnified.

Many Illinois drivers avoid this situation one of two ways: they either purchase insurance with liability limits higher than the state minimum, or add underinsured motorist coverage onto their own plan. This coverage allows a driver to make a "first-party" claim against their own insurance to help cover the gap between the state minimum coverage limits and the actual cost of their accident. . Illinois state law requires drivers to have uninsured motorist coverage equal to their policy's bodily injury liability. In addition, this uninsured motorist coverage can also be used when you get into an accident with an underinsured motorist: hence, this coverage is known as "UM/UIM" coverage by insurance agents and experts. Read the coverage declarations page of your policy to find out exactly how much UM/UIM coverage your specific insurance plan has.

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I was referred to Hassakis & Hassakis by a past client and was assured I would be treated right. From day one all of their staff were extremely prof …

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$725,000 Settlement

CASE TYPE: Medical Malpractice

$725,000 Medical Malpractice Settlement. An elderly gentleman was injured when he developed severe rhabdomyolysis after a physician failed to monitor his lab results and continued to prescribe high doses of blood pressure medications. He suffered acute kidney injury and eventually required dialysis.


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Case Type:

If you or your child are hurt while riding your bicycle, the lawyers of Hassakis & Hassakis, P.C. can help you recover. A minor was riding their bicycle when they were seriously injured by a worker with a local entity. We fought to get a confidential settlement for our client.

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Case Type: Group Home Injuries

In this confidential settlement case, a minor child was seriously injured in a group home.

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Case Type: Car Accidents

If you are in a motor vehicle accident in the course of your work, you may have a workers' compensation claim. After being injured in a car accident or elsewhere while working, contact our workers' compensation lawyers in Southern Illinois right away.

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The Southern Illinois Underinsured Driver Accident Law Firm

Why Do I Need An Underinsured Driver Accident Lawyer?

Even with underinsured motorist coverage being standard on Illinois car insurance policies, when you get into a car accident with a driver who only has Illinois state minimum insurance coverage, your insurance company may not pay you the money you are entitled to receive. Insurance firms are well known for playing dirty when it comes to settlements, like undervaluing your claim or outright denying it without any reason given. They do this because offering full coverage to those who purchase underinsured motorist insurance eats into their bottom line: as most insurance companies are publicly traded, billion-dollar corporations, they want to limit the amount of claims they pay out, even to their loyal customers.

The Illinois underinsured driver accident lawyers at Hassakis & Hassakis have helped accident victims all over Southern Illinois recover damages following all kinds of personal injury accidents since 1950. Our attorneys are ready to take on big insurance companies and get you the compensation you deserve following an accident. We take all of our Southern Illinois underinsured driver accident cases on a contingency basis, as well. This means that unless you obtain a positive result in your case, you will not owe us anything.

To speak with an experienced, dedicated Illinois car accident lawyer at Hassakis & Hassakis today, contact us either by phone at (618)-244-5335 or online. One of our attorneys will be in touch with you to schedule a free, no-obligation consultation about your Illinois underinsured accident case.

You have questions. We have answers.

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